Platinum Business Credit Card from American Express Additional Information

American Express Blue for Business Corporate Gold

A lot of business owners are still putting business expenses on personal cards, and that's a big mistake. It runs into problems at tax time and causes confusion. Business credit cards for small companies are listed below. Applications for business credit cards -- both small business credit cards and business credit cards for large businesses. Many business credit cards offer low interest and rewards, too. Compare the rates & rankings of the best low interest credit cards offers with applications online. Get rewarded for your business purchases! Apply for business credit card today.

Platinum Business Credit Card from American Express

Issuer: American Express

Disclosure

The information in this application is accurate as of 02/02/04. This information may have changed after that date.To find out about any changes, please call us at 800-628-2244.

ANNUAL PERCENTAGE RATE FOR PURCHASES: 0%† Introductory APR for 9 months on purchases made with plastic only. Then, the Annual Percentage Rate will be a variable rate equal to the Prime Rate plus a fixed margin ranging from 2.99%, 4.99%, 6.99% , or 9.99%, currently 6.99%, 8.99%, 10.99%, or 13.99% respectively, as determined by us based on our credit evaluation and a number of factors, including size of the credit line.

OTHER ANNUAL PERCENTAGE RATES: BALANCE TRANSFER APR: A fixed APR of 0% for balance transfers made during the first nine months of membership.

CASH ADVANCE APR:
Prime + 14.99%, currently 18.99%.

DEFAULT APR:
Variable Rate of P+15.99% (P+21.99% for cash advances) for defaulted accounts; P+21.99% on all balances for seriously defaulted accounts*.

VARIABLE RATE INFORMATION
Your annual percentage rate (APR) may vary. The rate for Purchases and Balance Transfers is determined by adding 2.99%, 4.99%, 6.99% , 9.99% or 12.99% to the Prime Rate, and the rate for Cash Advances is determined by 14.99% to the Prime Rate.

GRACE PERIOD FOR REPAYMENT OF THE BALANCE FOR PURCHASES:
25 days for purchases if full previous balance is paid by due date.

METHOD OF COMPUTING THE BALANCE FOR PURCHASES: Average daily balance (including new purchases).

ANNUAL FEES: None for Basic and up to two (2) Additional Cards. After the first two, the annual fee for each Additional Card issued to your Account is $10.

MINIMUM FINANCE CHARGE: $0.50.

OTHER FEES: Late Payment Fee: $15 on balances less than $100, $29 on balances of $100 to $1,000, and $35 on balances greater than $1,000. Overlimit fee: $35.

FEE FOR CASH ADVANCES THROUGH EXPRESS CASH: 3% of withdrawal with $5.00 minimum and no maximum. The lines of credit offered with the Platinum Business Credit Card are from $1,000 to $50,000.

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	last updated 2008-01-12